The first step is to register with Nacha and pay associated fees. Registration opens in September for the following year's exam. There are important key dates to be aware of for registration end dates, late registration, deferrals, substitutions and cancellations.

The annual test window for the APRP exam is during July. Separate registration and fees are necessary for any preparation classes or programs.

WesPay recommends a two-fold process to prepare for the APRP Exam.

A series of webinars, review and exam covering topics in the APRP exam. The curriculum covers:

• Risks Related to Check Payments
• Operational Risk Related to Check Processing
• Wire Transfer Compliance
• Wire Transfer Risk & Risk Mitigation
• Risk Management for Debit Cards
• Card Disputes, Regulation E & Chargebacks
• Third-Party Senders & Credit Risk for ACH
• Operational & Fraud Risk for ACH
• Review
• Exam

A series of webinars and review session. Topics covered include:

• Fundamentals of Payments Risk Management
• Payment Systems
• Payments Risk Policy & Governance
• Payments Risk Management Systems & Controls
• Physical and Information Security
• Regulatory Environment
• Review